💸 1. Wise Debit Card
- No foreign transaction fees - Real exchange rate + low ATM fees - Great app and supports THB, VND, MYR🌍 2. Revolut
- Exchange and hold multiple currencies - Free ATM withdrawals (up to limit) - Built-in travel insurance on premium tiers✈️ 3. Chase Sapphire Preferred (U.S. based)
- No foreign fees - Great points on travel + dining - Includes travel delay + baggage insurance🏦 4. Local Options in Asia
- CIMB, SCB, UOB often offer traveler cards - Check if they waive overseas fees - Compare with your home country’s options🔐 Pro Tips
- Always pay in **local currency** - Enable international transactions in your app - Bring a backup card in case one is declinedThe right card = more savings, better control, and fewer surprises abroad. Don’t wait till you land to sort this out.

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